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The Passion Behind the Business

While we do offer the best quality products and services, what really makes 54 Financial Services great is our incredible team. Passionate, experienced, talented and friendly, we truly have the best of the best. Get to know the people behind the business, who are dedicated to making sure your needs are not only met, but exceeded.


Founder and CEO

Ray has been a government guaranteed lender for 30+ years. In those years, he has managed Credit, Packaging, Closing and Loan Servicing/Liquidation departments at top lenders like The Money Store, Popular Small Business Capital and Quadrant Financial, Inc. (a subsidiary of First Chatham Bank). He has been a presenter at Florida Association of Government Guaranteed Lenders (FLAGGL) conferences, America East Lender’s Conference, America West Small Business Lending Conference, and the Southeast Small Business Lender’s Conference.  Ray is also a frequent webinar presenter for the SBA.


Founder & President

Brent has been involved in government guaranteed lending since early 2010. Prior to joining the 54 Financial Services team, Brent worked for Quadrant Financial, Inc. (a subsidiary of First Chatham Bank). While Brent’s current focus is primarily in credit underwriting, his previous experience focused on SBA loan Servicing/Liquidation and loan packaging. Prior to moving to Indianapolis to start his career in government guaranteed lending, he spent time as a Financial Representative Intern with Northwestern Mutual and a Statistics Intern with the Philadelphia 76ers. Brent earned his Bachelor Degree from Alma College in Michigan and was a member of the Alma College Scots football team. During his off-season, Brent served as the Assistant to the Sports Information Director for 3 years while attending college. In his free time you can find him hunting, fishing, boating, golfing, and spending time with his friends and family.

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